corridor,send_amount_usd,method_type,provider,network,offramp,fee_usd,allin_pct,allin_usd,network_fee_usd,p2p_spread_pct,offramp_fee_pct,fx_spread_pct,speed,source_name,source_url,collected_date,confidence,notes US-Mexico,200,traditional,Western Union,,,,3.90,7.79,,,,,minutes-to-3-5d,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,HIGH,online; latest WB quarter confirmed Q3 2025 as of 2026-05-30 US-Mexico,200,traditional,MoneyGram,,,0.00,1.71,3.42,,,,,under-1hr,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,HIGH,bank transfer US-Mexico,200,traditional,Wise,,,,1.26,2.52,,,,,same-day,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,HIGH,mid-market FX 0pct US-Mexico,200,traditional,Remitly,,,1.99,2.00,4.00,,,,,minutes-to-3-5d,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,MEDIUM,seed range 1.5-2.5pct midpoint US-Mexico,200,traditional,Xoom,,,0.00,-0.24,-0.48,,,,,same-day,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,MEDIUM,promotional FX better than mid-market US-Mexico,200,traditional,Walmart2World,,,0.00,-2.44,-4.88,,,,,under-1hr,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,MEDIUM,promotional rate negative cost US-Mexico,200,corridor_avg,World Bank Average,,,,4.54,9.07,,,,,,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,HIGH,avg fee 6.51usd FX margin 1.28pct US-Philippines,200,traditional,MoneyGram,,,0.00,0.58,1.16,,,,,under-1hr,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,HIGH,cheapest traditional debit or bank online US-Philippines,200,traditional,Remitly,,,4.99,3.25,6.49,,,,,varies,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,HIGH,lowest Remitly tier US-Philippines,200,traditional,Ria,,,4.00,3.99,7.98,,,,,same-day,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,HIGH, US-Philippines,200,traditional,Wise,,,8.12,4.06,8.12,,,,,3-5d,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,HIGH,mid-market FX 0pct US-Philippines,200,traditional,Western Union,,,,4.46,8.91,,,,,same-day,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,HIGH, US-Nigeria,200,traditional,MoneyGram,,,0.00,0.01,0.02,,,,,under-1hr,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,HIGH,cheapest overall debit online US-Nigeria,200,traditional,WorldRemit,,,0.00,-0.49,-0.98,,,,,minutes,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,MEDIUM,better than mid-market US-Nigeria,200,traditional,Western Union,,,1.99,1.33,2.65,,,,,same-day,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,HIGH,bank online US-Nigeria,200,traditional,Remitly,,,0.00,1.09,2.18,,,,,minutes,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,HIGH, US-Nigeria,200,traditional,Ria,,,3.00,2.26,4.52,,,,,under-1hr,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,MEDIUM, US-Nigeria,200,corridor_avg,World Bank Average,,,,2.72,5.43,,,,,,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,HIGH,avg fee 4.47usd FX margin 0.48pct US-Brazil,200,traditional,Bank of America,,,,1.18,2.36,,,,,2d,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,HIGH,cheapest bank transfer US-Brazil,200,traditional,Wise,,,1.14,1.50,2.99,,,,,same-day,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,HIGH,PIX delivery mid-market FX US-Brazil,200,traditional,Remitly,,,3.99,2.48,4.95,,,,,minutes-to-3-5d,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,HIGH, US-Brazil,200,traditional,MoneyGram,,,0.00,3.50,7.00,,,,,under-1hr,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,MEDIUM,seed range 3-4pct midpoint PIX US-Brazil,200,traditional,Western Union,,,,6.25,12.50,,,,,same-day,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,MEDIUM,seed range 5-7.5pct midpoint US-Brazil,200,corridor_avg,World Bank Average,,,,5.63,11.24,,,,,,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,HIGH,avg fee 5.29usd FX margin 2.98pct US-Mexico,1000,corridor_avg,World Bank Average (computed $1000),,,,1.93,19.31,,,,,,World Bank RPW Q3 2025 + ChainGain calc,https://remittanceprices.worldbank.org/,2026-05-30,MEDIUM,fixed fee amortized over 1000 plus WB FX margin pct US-Philippines,1000,corridor_avg,World Bank Average (computed $1000),,,,1.95,19.5,,,,,,World Bank RPW Q3 2025 + ChainGain calc,https://remittanceprices.worldbank.org/,2026-05-30,MEDIUM,provider-mean approx; FX margin approx 1.5pct MEDIUM US-Nigeria,1000,corridor_avg,World Bank Average (computed $1000),,,,0.93,9.27,,,,,,World Bank RPW Q3 2025 + ChainGain calc,https://remittanceprices.worldbank.org/,2026-05-30,MEDIUM,fixed fee amortized over 1000 plus WB FX margin pct US-Brazil,1000,corridor_avg,World Bank Average (computed $1000),,,,3.51,35.09,,,,,,World Bank RPW Q3 2025 + ChainGain calc,https://remittanceprices.worldbank.org/,2026-05-30,MEDIUM,fixed fee amortized over 1000 plus WB FX margin pct US-Mexico,200,crypto,USDT via Polygon,Polygon,Bitso/bank,,0.76,1.51,0.01,0.55,0.55,0.55,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; Coinbase/OKX USDT-MXN,2026-05-29,MEDIUM,onramp 0.20pct + net 0.005pct + offramp spread 0.55pct; XE 2026-05-29; Coinbase/OKX USDT-MXN US-Mexico,200,crypto,USDT via TRC-20,TRC-20,Bitso/bank,,1.0,2.0,0.5,0.55,0.55,0.55,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; Coinbase/OKX USDT-MXN,2026-05-29,MEDIUM,onramp 0.20pct + net 0.250pct + offramp spread 0.55pct; XE 2026-05-29; Coinbase/OKX USDT-MXN US-Mexico,200,crypto,USDC via Solana,Solana,Bitso/bank,,0.75,1.5,0.0003,0.55,0.55,0.55,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; Coinbase/OKX USDT-MXN,2026-05-29,MEDIUM,onramp 0.20pct + net 0.000pct + offramp spread 0.55pct; XE 2026-05-29; Coinbase/OKX USDT-MXN US-Philippines,200,crypto,USDT via Polygon,Polygon,GCash,,0.61,1.23,0.01,0.41,0.41,0.41,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,BSP 2026-05-28; Coins.ph USDT-PHP,2026-05-29,MEDIUM,onramp 0.20pct + net 0.005pct + offramp spread 0.41pct; BSP 2026-05-28; Coins.ph USDT-PHP US-Philippines,200,crypto,USDT via TRC-20,TRC-20,GCash,,0.86,1.72,0.5,0.41,0.41,0.41,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,BSP 2026-05-28; Coins.ph USDT-PHP,2026-05-29,MEDIUM,onramp 0.20pct + net 0.250pct + offramp spread 0.41pct; BSP 2026-05-28; Coins.ph USDT-PHP US-Philippines,200,crypto,USDC via Solana,Solana,GCash,,0.61,1.22,0.0003,0.41,0.41,0.41,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,BSP 2026-05-28; Coins.ph USDT-PHP,2026-05-29,MEDIUM,onramp 0.20pct + net 0.000pct + offramp spread 0.41pct; BSP 2026-05-28; Coins.ph USDT-PHP US-Nigeria,200,crypto,USDT via Polygon,Polygon,bank/P2P,,0.51,1.01,0.01,0.3,0.3,0.3,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; ngnrates black-market; CBN naira float converged,2026-05-29,MEDIUM,onramp 0.20pct + net 0.005pct + offramp spread 0.30pct; XE 2026-05-29; ngnrates black-market; CBN naira float converged US-Nigeria,200,crypto,USDT via TRC-20,TRC-20,bank/P2P,,0.75,1.5,0.5,0.3,0.3,0.3,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; ngnrates black-market; CBN naira float converged,2026-05-29,MEDIUM,onramp 0.20pct + net 0.250pct + offramp spread 0.30pct; XE 2026-05-29; ngnrates black-market; CBN naira float converged US-Nigeria,200,crypto,USDC via Solana,Solana,bank/P2P,,0.5,1.0,0.0003,0.3,0.3,0.3,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; ngnrates black-market; CBN naira float converged,2026-05-29,MEDIUM,onramp 0.20pct + net 0.000pct + offramp spread 0.30pct; XE 2026-05-29; ngnrates black-market; CBN naira float converged US-Brazil,200,crypto,USDT via Polygon,Polygon,PIX,,0.52,1.03,0.01,0.31,0.31,0.31,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,Investing/FRB 2026-05-29; Coinbase USDT-BRL,2026-05-29,MEDIUM,onramp 0.20pct + net 0.005pct + offramp spread 0.31pct; Investing/FRB 2026-05-29; Coinbase USDT-BRL US-Brazil,200,crypto,USDT via TRC-20,TRC-20,PIX,,0.76,1.52,0.5,0.31,0.31,0.31,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,Investing/FRB 2026-05-29; Coinbase USDT-BRL,2026-05-29,MEDIUM,onramp 0.20pct + net 0.250pct + offramp spread 0.31pct; Investing/FRB 2026-05-29; Coinbase USDT-BRL US-Brazil,200,crypto,USDC via Solana,Solana,PIX,,0.51,1.02,0.0003,0.31,0.31,0.31,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,Investing/FRB 2026-05-29; Coinbase USDT-BRL,2026-05-29,MEDIUM,onramp 0.20pct + net 0.000pct + offramp spread 0.31pct; Investing/FRB 2026-05-29; Coinbase USDT-BRL US-Mexico,1000,crypto,USDT via Polygon,Polygon,Bitso/bank,,0.75,7.51,0.01,0.55,0.55,0.55,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; Coinbase/OKX USDT-MXN,2026-05-29,MEDIUM,onramp 0.20pct + net 0.001pct + offramp spread 0.55pct; XE 2026-05-29; Coinbase/OKX USDT-MXN US-Mexico,1000,crypto,USDT via TRC-20,TRC-20,Bitso/bank,,0.8,8.0,0.5,0.55,0.55,0.55,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; Coinbase/OKX USDT-MXN,2026-05-29,MEDIUM,onramp 0.20pct + net 0.050pct + offramp spread 0.55pct; XE 2026-05-29; Coinbase/OKX USDT-MXN US-Mexico,1000,crypto,USDC via Solana,Solana,Bitso/bank,,0.75,7.5,0.0003,0.55,0.55,0.55,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; Coinbase/OKX USDT-MXN,2026-05-29,MEDIUM,onramp 0.20pct + net 0.000pct + offramp spread 0.55pct; XE 2026-05-29; Coinbase/OKX USDT-MXN US-Philippines,1000,crypto,USDT via Polygon,Polygon,GCash,,0.61,6.11,0.01,0.41,0.41,0.41,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,BSP 2026-05-28; Coins.ph USDT-PHP,2026-05-29,MEDIUM,onramp 0.20pct + net 0.001pct + offramp spread 0.41pct; BSP 2026-05-28; Coins.ph USDT-PHP US-Philippines,1000,crypto,USDT via TRC-20,TRC-20,GCash,,0.66,6.6,0.5,0.41,0.41,0.41,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,BSP 2026-05-28; Coins.ph USDT-PHP,2026-05-29,MEDIUM,onramp 0.20pct + net 0.050pct + offramp spread 0.41pct; BSP 2026-05-28; Coins.ph USDT-PHP US-Philippines,1000,crypto,USDC via Solana,Solana,GCash,,0.61,6.1,0.0003,0.41,0.41,0.41,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,BSP 2026-05-28; Coins.ph USDT-PHP,2026-05-29,MEDIUM,onramp 0.20pct + net 0.000pct + offramp spread 0.41pct; BSP 2026-05-28; Coins.ph USDT-PHP US-Nigeria,1000,crypto,USDT via Polygon,Polygon,bank/P2P,,0.5,5.01,0.01,0.3,0.3,0.3,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; ngnrates black-market; CBN naira float converged,2026-05-29,MEDIUM,onramp 0.20pct + net 0.001pct + offramp spread 0.30pct; XE 2026-05-29; ngnrates black-market; CBN naira float converged US-Nigeria,1000,crypto,USDT via TRC-20,TRC-20,bank/P2P,,0.55,5.5,0.5,0.3,0.3,0.3,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; ngnrates black-market; CBN naira float converged,2026-05-29,MEDIUM,onramp 0.20pct + net 0.050pct + offramp spread 0.30pct; XE 2026-05-29; ngnrates black-market; CBN naira float converged US-Nigeria,1000,crypto,USDC via Solana,Solana,bank/P2P,,0.5,5.0,0.0003,0.3,0.3,0.3,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; ngnrates black-market; CBN naira float converged,2026-05-29,MEDIUM,onramp 0.20pct + net 0.000pct + offramp spread 0.30pct; XE 2026-05-29; ngnrates black-market; CBN naira float converged US-Brazil,1000,crypto,USDT via Polygon,Polygon,PIX,,0.51,5.11,0.01,0.31,0.31,0.31,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,Investing/FRB 2026-05-29; Coinbase USDT-BRL,2026-05-29,MEDIUM,onramp 0.20pct + net 0.001pct + offramp spread 0.31pct; Investing/FRB 2026-05-29; Coinbase USDT-BRL US-Brazil,1000,crypto,USDT via TRC-20,TRC-20,PIX,,0.56,5.6,0.5,0.31,0.31,0.31,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,Investing/FRB 2026-05-29; Coinbase USDT-BRL,2026-05-29,MEDIUM,onramp 0.20pct + net 0.050pct + offramp spread 0.31pct; Investing/FRB 2026-05-29; Coinbase USDT-BRL US-Brazil,1000,crypto,USDC via Solana,Solana,PIX,,0.51,5.1,0.0003,0.31,0.31,0.31,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,Investing/FRB 2026-05-29; Coinbase USDT-BRL,2026-05-29,MEDIUM,onramp 0.20pct + net 0.000pct + offramp spread 0.31pct; Investing/FRB 2026-05-29; Coinbase USDT-BRL US-India,200,traditional,Walmart2World,,,0.0,-0.53,-1.06,,,,,varies,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,MEDIUM,promo debit negative cost US-India,200,traditional,MoneyGram,,,0.0,0.76,1.51,,,,,varies,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,HIGH,bank transfer US-India,200,traditional,Wise,,,,1.26,2.52,,,,,varies,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,HIGH,mid-market FX 0pct US-India,200,traditional,Remitly,,,3.99,2.5,5.0,,,,,varies,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,MEDIUM,seed range midpoint US-India,200,traditional,Western Union,,,,5.0,10.0,,,,,varies,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,MEDIUM,seed range midpoint US-India,200,corridor_avg,World Bank Average,,,,3.68,7.36,,,,,,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,HIGH,seed corridor data US-India,1000,corridor_avg,World Bank Average (computed $1000),,,,1.41,14.14,,,,,,World Bank RPW Q3 2025 + ChainGain calc,https://remittanceprices.worldbank.org/,2026-05-30,MEDIUM,fixed fee amortized over 1000 plus FX margin pct US-India,200,crypto,USDT via Polygon,Polygon,UPI/bank,,0.51,1.01,0.01,0.3,0.3,0.3,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; WazirX USDT-INR,2026-05-29,MEDIUM,onramp 0.20pct + net 0.005pct + offramp spread 0.30pct; India levies 1pct TDS on crypto; effective crypto cost ~1pct higher US-India,200,crypto,USDT via TRC-20,TRC-20,UPI/bank,,0.75,1.5,0.5,0.3,0.3,0.3,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; WazirX USDT-INR,2026-05-29,MEDIUM,onramp 0.20pct + net 0.250pct + offramp spread 0.30pct; India levies 1pct TDS on crypto; effective crypto cost ~1pct higher US-India,200,crypto,USDC via Solana,Solana,UPI/bank,,0.5,1.0,0.0003,0.3,0.3,0.3,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; WazirX USDT-INR,2026-05-29,MEDIUM,onramp 0.20pct + net 0.000pct + offramp spread 0.30pct; India levies 1pct TDS on crypto; effective crypto cost ~1pct higher US-India,1000,crypto,USDT via Polygon,Polygon,UPI/bank,,0.5,5.01,0.01,0.3,0.3,0.3,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; WazirX USDT-INR,2026-05-29,MEDIUM,onramp 0.20pct + net 0.001pct + offramp spread 0.30pct; India levies 1pct TDS on crypto; effective crypto cost ~1pct higher US-India,1000,crypto,USDT via TRC-20,TRC-20,UPI/bank,,0.55,5.5,0.5,0.3,0.3,0.3,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; WazirX USDT-INR,2026-05-29,MEDIUM,onramp 0.20pct + net 0.050pct + offramp spread 0.30pct; India levies 1pct TDS on crypto; effective crypto cost ~1pct higher US-India,1000,crypto,USDC via Solana,Solana,UPI/bank,,0.5,5.0,0.0003,0.3,0.3,0.3,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; WazirX USDT-INR,2026-05-29,MEDIUM,onramp 0.20pct + net 0.000pct + offramp spread 0.30pct; India levies 1pct TDS on crypto; effective crypto cost ~1pct higher US-Kenya,200,traditional,Sendwave/WorldRemit to M-Pesa,,,0.0,3.5,7.0,,,,,varies,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,MEDIUM,mobile-money estimate US-Kenya,200,traditional,Western Union,,,,7.0,14.0,,,,,varies,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,MEDIUM,estimate US-Kenya,200,corridor_avg,World Bank Average,,,,7.0,14.0,,,,,,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,MEDIUM,regional average estimate US-Kenya,1000,corridor_avg,World Bank Average (computed $1000),,,,3.9,39.0,,,,,,World Bank RPW Q3 2025 + ChainGain calc,https://remittanceprices.worldbank.org/,2026-05-30,MEDIUM,fixed fee amortized over 1000 plus FX margin pct US-Kenya,200,crypto,USDT via Polygon,Polygon,M-Pesa,,0.73,1.45,0.01,0.52,0.52,0.52,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; Coinbase USDT-KES,2026-05-29,MEDIUM,onramp 0.20pct + net 0.005pct + offramp spread 0.52pct; SSA regional cost; M-Pesa off-ramp US-Kenya,200,crypto,USDT via TRC-20,TRC-20,M-Pesa,,0.97,1.94,0.5,0.52,0.52,0.52,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; Coinbase USDT-KES,2026-05-29,MEDIUM,onramp 0.20pct + net 0.250pct + offramp spread 0.52pct; SSA regional cost; M-Pesa off-ramp US-Kenya,200,crypto,USDC via Solana,Solana,M-Pesa,,0.72,1.44,0.0003,0.52,0.52,0.52,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; Coinbase USDT-KES,2026-05-29,MEDIUM,onramp 0.20pct + net 0.000pct + offramp spread 0.52pct; SSA regional cost; M-Pesa off-ramp US-Kenya,1000,crypto,USDT via Polygon,Polygon,M-Pesa,,0.72,7.21,0.01,0.52,0.52,0.52,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; Coinbase USDT-KES,2026-05-29,MEDIUM,onramp 0.20pct + net 0.001pct + offramp spread 0.52pct; SSA regional cost; M-Pesa off-ramp US-Kenya,1000,crypto,USDT via TRC-20,TRC-20,M-Pesa,,0.77,7.7,0.5,0.52,0.52,0.52,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; Coinbase USDT-KES,2026-05-29,MEDIUM,onramp 0.20pct + net 0.050pct + offramp spread 0.52pct; SSA regional cost; M-Pesa off-ramp US-Kenya,1000,crypto,USDC via Solana,Solana,M-Pesa,,0.72,7.2,0.0003,0.52,0.52,0.52,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; Coinbase USDT-KES,2026-05-29,MEDIUM,onramp 0.20pct + net 0.000pct + offramp spread 0.52pct; SSA regional cost; M-Pesa off-ramp US-Ghana,200,traditional,WorldRemit to MoMo,,,0.0,4.5,9.0,,,,,varies,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,MEDIUM,mobile-money estimate US-Ghana,200,traditional,Western Union,,,,8.0,16.0,,,,,varies,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,MEDIUM,estimate US-Ghana,200,corridor_avg,World Bank Average,,,,8.0,16.0,,,,,,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,MEDIUM,regional average estimate US-Ghana,1000,corridor_avg,World Bank Average (computed $1000),,,,4.5,45.0,,,,,,World Bank RPW Q3 2025 + ChainGain calc,https://remittanceprices.worldbank.org/,2026-05-30,MEDIUM,fixed fee amortized over 1000 plus FX margin pct US-Ghana,200,crypto,USDT via Polygon,Polygon,MTN MoMo,,3.91,7.81,0.01,3.7,3.7,3.7,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; Coinbase USDT-GHS,2026-05-29,LOW,onramp 0.20pct + net 0.005pct + offramp spread 3.70pct; cedi volatility; widest off-ramp spread; single-source LOW confidence US-Ghana,200,crypto,USDT via TRC-20,TRC-20,MTN MoMo,,4.15,8.3,0.5,3.7,3.7,3.7,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; Coinbase USDT-GHS,2026-05-29,LOW,onramp 0.20pct + net 0.250pct + offramp spread 3.70pct; cedi volatility; widest off-ramp spread; single-source LOW confidence US-Ghana,200,crypto,USDC via Solana,Solana,MTN MoMo,,3.9,7.8,0.0003,3.7,3.7,3.7,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; Coinbase USDT-GHS,2026-05-29,LOW,onramp 0.20pct + net 0.000pct + offramp spread 3.70pct; cedi volatility; widest off-ramp spread; single-source LOW confidence US-Ghana,1000,crypto,USDT via Polygon,Polygon,MTN MoMo,,3.9,39.01,0.01,3.7,3.7,3.7,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; Coinbase USDT-GHS,2026-05-29,LOW,onramp 0.20pct + net 0.001pct + offramp spread 3.70pct; cedi volatility; widest off-ramp spread; single-source LOW confidence US-Ghana,1000,crypto,USDT via TRC-20,TRC-20,MTN MoMo,,3.95,39.5,0.5,3.7,3.7,3.7,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; Coinbase USDT-GHS,2026-05-29,LOW,onramp 0.20pct + net 0.050pct + offramp spread 3.70pct; cedi volatility; widest off-ramp spread; single-source LOW confidence US-Ghana,1000,crypto,USDC via Solana,Solana,MTN MoMo,,3.9,39.0,0.0003,3.7,3.7,3.7,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,XE 2026-05-29; Coinbase USDT-GHS,2026-05-29,LOW,onramp 0.20pct + net 0.000pct + offramp spread 3.70pct; cedi volatility; widest off-ramp spread; single-source LOW confidence US-Indonesia,200,traditional,Wise,,,,1.5,3.0,,,,,varies,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,MEDIUM,mid-market estimate US-Indonesia,200,traditional,Western Union,,,,4.5,9.0,,,,,varies,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,MEDIUM,estimate US-Indonesia,200,corridor_avg,World Bank Average,,,,4.5,9.0,,,,,,World Bank RPW Q3 2025,https://remittanceprices.worldbank.org/,2025-08-18,MEDIUM,regional average estimate US-Indonesia,1000,corridor_avg,World Bank Average (computed $1000),,,,2.7,27.0,,,,,,World Bank RPW Q3 2025 + ChainGain calc,https://remittanceprices.worldbank.org/,2026-05-30,MEDIUM,fixed fee amortized over 1000 plus FX margin pct US-Indonesia,200,crypto,USDT via Polygon,Polygon,bank/e-wallet,,0.51,1.01,0.01,0.3,0.3,0.3,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,Investing 2026-05-29; Coinbase USDT-IDR,2026-05-29,MEDIUM,onramp 0.20pct + net 0.005pct + offramp spread 0.30pct; East Asia regional estimate US-Indonesia,200,crypto,USDT via TRC-20,TRC-20,bank/e-wallet,,0.75,1.5,0.5,0.3,0.3,0.3,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,Investing 2026-05-29; Coinbase USDT-IDR,2026-05-29,MEDIUM,onramp 0.20pct + net 0.250pct + offramp spread 0.30pct; East Asia regional estimate US-Indonesia,200,crypto,USDC via Solana,Solana,bank/e-wallet,,0.5,1.0,0.0003,0.3,0.3,0.3,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,Investing 2026-05-29; Coinbase USDT-IDR,2026-05-29,MEDIUM,onramp 0.20pct + net 0.000pct + offramp spread 0.30pct; East Asia regional estimate US-Indonesia,1000,crypto,USDT via Polygon,Polygon,bank/e-wallet,,0.5,5.01,0.01,0.3,0.3,0.3,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,Investing 2026-05-29; Coinbase USDT-IDR,2026-05-29,MEDIUM,onramp 0.20pct + net 0.001pct + offramp spread 0.30pct; East Asia regional estimate US-Indonesia,1000,crypto,USDT via TRC-20,TRC-20,bank/e-wallet,,0.55,5.5,0.5,0.3,0.3,0.3,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,Investing 2026-05-29; Coinbase USDT-IDR,2026-05-29,MEDIUM,onramp 0.20pct + net 0.050pct + offramp spread 0.30pct; East Asia regional estimate US-Indonesia,1000,crypto,USDC via Solana,Solana,bank/e-wallet,,0.5,5.0,0.0003,0.3,0.3,0.3,seconds-to-minutes,ChainGain Remittance Cost Report 2026 - live calc,Investing 2026-05-29; Coinbase USDT-IDR,2026-05-29,MEDIUM,onramp 0.20pct + net 0.000pct + offramp spread 0.30pct; East Asia regional estimate